Habersham Bancorp announces second quarter dividend

CORNELIA - David D. Stovall, President and Chief Executive Officer of Habersham Bancorp <br> reported that the Board of Directors of Habersham Bancorp has declared a second quarter 2002 dividend of six (6.0) cents per share. <br> <br> The second quarter dividend of 6.0 cents per share due to shareholders of record on June 1, 2002 will be paid June 15, 2002.<br> <br> Habersham Bancorp owns Habersham Bank, headquartered in Clarkesville, Georgia. It also owns BancMortgage Financial Corp, headquartered in Atlanta, Georgia, which is a subsidiary of Habersham Bank and a full service mortgage banking company; Security State Bank, headquartered in Canton, Georgia, which is a commercial banking subsidiary of Habersham Bank; and Advantage Insurers,<br> Inc., headquartered in Cornelia, Georgia, an insurance agency subsidiary of Habersham Bank.<br> <br>