Second bond rating agency balks at Georgia's predatory lending law

ATLANTA - A second credit-rating agency is balking at Georgia&#39;s predatory lending law. <br> <br> Moody&#39;s Investor Service said Thursday it&#39;s not able to evaluate the risk to investors of bonds that contain Georgia mortgages. <br> <br> Standard and Poor&#39;s already has said it would stop rating Georgia mortgage-backed securities that include loans covered by the law. <br> <br> At least 26 lenders have left the state, and others are considering doing the same. <br> <br> The General Assembly passed a tough predatory lending law last year. It aims to protect borrowers from exorbitant balloon payments, prepayment penalties and other fees on high-interest loans. <br> <br> Republican senators introduced a bill this week, which they say reforms the current law and will help stabilize the state&#39;s mortgage industry.