The Cyclones (7-6) overcame four turnovers by Arnaud, who threw two interceptions and lost two fumbles.
Iowa State won for the third time in 10 bowl games and the second in Arizona.
Minnesota's Adam Weber threw for 261 yards and a score, and Kyle Theret picked off two passes for the Golden Gophers (6-7), who became the first three-time Insight Bowl loser.

Iowa State wide receiver Jake Williams (83) celebrates his touchdown with teammate Alexander Robinson during the first half of the Insight Bowl NCAA college football game against Minnesota on Thursday, Dec. 31, 2009, in Tempe, Ariz. (AP Photo/Paul C
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